Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73869 reviews)

View other PayPal products

4.76

Based on 73,869 reviews, last reviewed 19th Jun 2026

4851400% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Only started using PayPal recently but it has given... Only started using PayPal recently but it has given me a new way of shopping Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (73869)

Been using since 2003.

Been using since 2003. Good times and bad. The best online money management company to date. Reviewed on: 16th May 2024

I have used Pay in 3 many times.

I have used Pay in 3 many times. I can buy what I need and spread the payments to keep my bank balance in check. It's fast, convenient and accessible. Reviewed on: 16th May 2024

Amazing use all the time

Amazing use all the time when I book a hotel Reviewed on: 16th May 2024

Paypals pay in 3 is very helpful for spreading the c...

Paypals pay in 3 is very helpful for spreading the cost of purchases when money is tight. It can be used for small or even larger payments and is completely interest free. Couldn't recommend anything better. Reviewed on: 16th May 2024

User friendly app and good customer service and supp...

User friendly app and good customer service and support Reviewed on: 16th May 2024

got scammed, no protection from PayPal

I used PayPal pay in 3 to buy something from ebay, I got scammed by the seller and PayPal took there scammers side, so I lost a lot of money, I will never buy something expensive from ebay via PayPal again. Reviewed on: 16th May 2024

Pay Pal means secure shopping online

It is very important when you have someone to look for your financial security when you interact and shop online. Reviewed on: 16th May 2024

Very convenient way to spread your payment s.

Very convenient way to spread your payment s. Reviewed on: 16th May 2024

Pay in 3 is 5 stars

PayPal always exceed my expectations ☺️. Reviewed on: 16th May 2024

Great and reliable.

Easy to use PayPal pay in 3 and PayPal Credit. Never had any issues with PayPal, and is a very reliable company. Always have dealt with issues that have arisen and with great efficiency. Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.34 from 557 reviews
Argos card
from Argos 4.32 from 63 reviews
Retail finance
from Buyline 4.38 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 142839 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub