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PayPal: Pay in 3 reviews

4.76
Based on 74,438 reviews, last reviewed 20th Jun 2026
4905000% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and straightforward. Easy and straightforward. I experienced a slight problem due to my home wifi and verification process that resulted in a double payment being processe... Read more Reviewed on: 20th June 2026
Lorna B's avatar
Lorna B

Latest lowest rating:

1

Can't get in touch with someone regarding a order Can't get in touch with someone regarding a order Reviewed on: 19th June 2026
David o's avatar
David o

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74438)

PayPal pay on 3 is easy and transparent.

5
PayPal pay on 3 is easy and transparent. Payments taken immediately and then monthly thereafter Reviewed on: 16th May 2024

I use PayPal regularly.

5
I use PayPal regularly. I find it easier to pay for items. Reviewed on: 16th May 2024

Pay in 3 is great, very useful for cash flow.

5
Pay in 3 is great, very useful for cash flow. Reviewed on: 16th May 2024

Easy to use and apply for.

4
Easy to use and apply for. Easy to pay off Reviewed on: 16th May 2024

Helping hand with pay In3

5
Fantastic idea so helpful over Christmas when want to spend a lot and are able to spread it over 3 payments interest free Reviewed on: 16th May 2024

Easy to use service with no issues, couldn’t recomme...

5
Easy to use service with no issues, couldn’t recommend more Reviewed on: 16th May 2024

Having a flexible option is great

5
It’s great to be able to have an option to spread the payments for 3 months or pay full balance with credit! Being able to set up direct debt is great too, allows me to spread my monthly outgoings. Reviewed on: 16th May 2024

Used pay in 3 plenty of times, nice simple way to sp...

5
Used pay in 3 plenty of times, nice simple way to spread the cost without charges. Reviewed on: 16th May 2024

Best service ever to help with expenses items My onl...

5
Best service ever to help with expenses items My only step back is when a website glitch and payment go thru without progressing The excellent customer services always resolve the problem without issues Reviewed on: 16th May 2024

Love pay in 3 so handy and easy to use.

5
Love pay in 3 so handy and easy to use. Only wish you could use it in more places Reviewed on: 16th May 2024

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