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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73539 reviews)

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4.76

Based on 73,539 reviews, last reviewed 19th Jun 2026

4819500% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Superb service Great, quick payments service. No time wasting Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73539)

very convenient

I love the pay in 3 on PayPal, its the most convenient way of paying I've ever used, I use it all the time, it really comes in handy and there's no interest, I highly recommend it. Reviewed on: 13th May 2024

An all round great app

An all round great app with good custom service, being able to instantly send money is amazing and what's even better is being able to split your payments in 3 with 0% interest, Reviewed on: 13th May 2024

Very easy to use spread payments in 3 really good wa...

Very easy to use spread payments in 3 really good way to pay Reviewed on: 13th May 2024

One of the best finance facilities

I have used PayPal pay in 3 on many occasions as it allows me to take advantage of special offers on products should they become available when I don't have ready funding. PayPal always let me know well in advance when payments are due so I never get late payment charges. Altogether a very good facility. Reviewed on: 13th May 2024

not bad, very helpful but customer service with disp...

not bad, very helpful but customer service with disputes could be better Reviewed on: 13th May 2024

Alll Good, always had a good experience

Alll Good, always had a good experience Reviewed on: 13th May 2024

Great way of spreading the cost

It’s a great way to spread the cost of items without any interest. I found it easy to use and it meant that I could purchase things I needed and with being able to pay over three months it meant I could purchase things I wouldn’t normally be able to afford due to the cost of living crisis. Reviewed on: 13th May 2024

Simple to setup.

Simple to setup. Quick to use at checkout. Customer Support always on hand if needed. Reviewed on: 13th May 2024

Easy to use and work, staff always helpful.

Easy to use and work, staff always helpful. Pay in 3 helps me pay things up in 3 separate monthly payments. Its definitely a life saver! Reviewed on: 13th May 2024

It puts me in budget.

It puts me in budget. I can manage my expenses easy. Reviewed on: 13th May 2024

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