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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73401 reviews)

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4.76

Based on 73,401 reviews, last reviewed 18th Jun 2026

4807400% increase in 5 star reviews

in the past 90 days

8900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great option I use PayPal pay in 3 every time I can. Spreading the cost helps with my finances. Reviewed on: 18th June 2026

Latest lowest rating:

1

Never works , you go round in circles trying to get... Never works , you go round in circles trying to get in for a start, then it declines you. Waste of time. Reviewed on: 17th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73401)

Paypal Easy to use, fast, intuitive app, pay in 3

Easy to use, fast, intuitive app, pay in 3 is a great idea to spread high price items. Paying for goods simple. It cannot be beaten try it now! Reviewed on: 12th May 2024

Excellent

I have had a good experience with PayPal Reviewed on: 12th May 2024

Credit limit can be increased more often.

Credit limit can be increased more often. Pay in 3 can be Increased to pay in 6 Reviewed on: 12th May 2024

So easy to use and very helpfully.

So easy to use and very helpfully. Reviewed on: 12th May 2024

5 Stars!

No interest for 3 or 4 months is a good offer Reviewed on: 12th May 2024

Pay in 3 is the easiest way I know to spread payments.

I've used Pay in 3 many times to spread costs. It's easy and convenient to use with automatic payments so there's no chance of forgetting to make future repayments. The ability to get what you need when you need it has got me through several sticky situations. Reviewed on: 12th May 2024

Very simple to use and user friendly

Very simple to use and user friendly Reviewed on: 12th May 2024

A handy payment method

Use it regularly for purchases makes it easier spreading the cost of payments Reviewed on: 12th May 2024

Very easy and quick to use.

Very easy and quick to use. Love it Reviewed on: 12th May 2024

A safe way to spread the cost

Having been with PayPal for years, the introduction of Pay In 3 made affordable payments a safe bet for spreading the cost over a short period of time with no interest incurred. It enables buying items that are between essentials and luxuries more achievable! Reviewed on: 12th May 2024

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