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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80435 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80435)

Simple & Easy to use

I have found PayPal easy to use for making payments and sending money to friends. I can easily track previous payments. I also like the option to pay for something over 3 payments to break up larger cost items. Reviewed on: 12th May 2024

Great service and easy to use.

Great service and easy to use. It’s available on all online stores. Reviewed on: 12th May 2024

I could pay for my course in 3.

I could pay for my course in 3. Excellent for helping maintain the finances in a good way. Reviewed on: 12th May 2024

pay 3 is always helpful for me for my shopping

pay 3 is always helpful for me for my shopping Reviewed on: 12th May 2024

Culdn't be easier to use

Couldn't be easier to use Paypal pay in 3, was easily able to spread the cost of an online purchase and was hassle free when the payments came out. Was given plenty of notice ahead of time when the planned payment was to be coming out. Reviewed on: 12th May 2024

Very straight forward & 0% interest

It was incredibly easy to get set up with Pay in 3. Offers to split payments throughout 3 months instead of weekly or bi-weekly like most others. I also really like the fact there’s no interest on Pay in 3. Customer service is always excellent with PayPal especially if you have any issues with the order. Reviewed on: 12th May 2024

Pay in 3 is ok

i am just submitting this because paypal said that voting for pay in 3 here could win me £1000, i dont actually think its that great, and paypal in general has given me a lot of problems in the past, though not specifically to do with pay in 3 Reviewed on: 12th May 2024

User friendly, good customer service, trustworthy

User friendly, good customer service, trustworthy Reviewed on: 12th May 2024

Not really had a problem as far so all good...

Not really had a problem as far so all good Reviewed on: 12th May 2024

Paypal convenience to saving and shopping

Gives us the convenience pf saving and shopping Reviewed on: 12th May 2024

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