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PayPal: Pay in 3 reviews

4.76
Based on 80,407 reviews, last reviewed 6th Jul 2026
669% increase in 5 star reviews
in the past 90 days
543% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026
Carmen's avatar
Carmen

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (80435)

I’m very satisfied with paypal.

5
I’m very satisfied with paypal.pay in 3 is a helpful way to afford buying expensive things. Reviewed on: 11th May 2024

You can buy whatever you want without worrying about...

4
You can buy whatever you want without worrying about paying now Reviewed on: 11th May 2024

.PayPal has been good

5
Been ok sorted some of my problems out. Reviewed on: 11th May 2024

Great service.

5
Great service. Easy to spread costs. Reviewed on: 11th May 2024

Pay in 3 WONDERFUL ADDITION!!!

5
Brilliant and easy experience with peace of mind as well with the pay in 3 option brilliant addition for the PayPal service it's extremely helpful when you buy something in pay in 3 as you have 3 months to pay for it which is always a great help nowadays Reviewed on: 11th May 2024

smart app, reliable

5
Reliable, Smart, Genuine, clearly does what it says Reviewed on: 11th May 2024

Great option

5
Great option. Excludes the interest Reviewed on: 11th May 2024

Simply the best!

5
PayPal has aided me many times when I’ve needed a quick way to pay or if I’ve wanted more time to pay using pay in 3 or PayPal credit. They have also provided much valued security when it comes to bigger or online purchases and even helped when I’ve had issues with payments I did not know about. Fantastic service. Reviewed on: 11th May 2024

Brilliant service that I couldn’t live without.

5
Brilliant service that I couldn’t live without. Pay in three service is particularly useful for splitting up big purchases throughout the year and not getting swamped during expensive periods such as Christmas Reviewed on: 11th May 2024

I love pay in 3

5
I love pay in 3 - it’s such a great convenience and has helped me so much over the last couple years! Reviewed on: 11th May 2024

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