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PayPal: Pay in 3 reviews

4.76
Based on 80,407 reviews, last reviewed 6th Jul 2026
669% increase in 5 star reviews
in the past 90 days
543% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026
Carmen's avatar
Carmen

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (80498)

Best way for purchasing some products

5
Best way for purchasing some products Reviewed on: 11th May 2024

Very brilliant trully help to manage finances well.

5
Very brilliant trully help to manage finances well.. Reviewed on: 11th May 2024

Excellent

5
Pay in 3 is a great option for any type of purchase, and it’s quick and convenient Reviewed on: 11th May 2024

Good service and reliable , is helping in my day to...

5
Good service and reliable , is helping in my day to day shopping Reviewed on: 11th May 2024

Easy to use

4
I find Paypal really useful to use when I want to make a more expensive purchase, but don't have the funds to pay the full amount upfront. It's really easy to use and the customer service team are helpful Reviewed on: 11th May 2024

Always efficient service and great app to use

5
Always efficient service and great app to use Reviewed on: 11th May 2024

Ease of Use

4
Quite straightforward and easy to use Reviewed on: 11th May 2024

Easy easy easy easy easy easy easy east east easy ea...

5
Easy easy easy easy easy easy easy east east easy easy easy easy way way eat way easy Reviewed on: 11th May 2024

Never Lets Me Down

5
PayPal’s Pay in 3, never lets me down when I need it the most. Sometimes, in the cost of living crisis, there are purchases you may not afford, and paying in 3 for a purchase helps people afford essentials. PayPal is very helpful to those building their credit score up, and very lenient with the approval rate, allowing people to increase their credit score in a healthy way. Reviewed on: 11th May 2024

Excellent service.

5
Excellent service. Easy to ask questions and good communication. Reviewed on: 11th May 2024

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