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PayPal: Pay in 3 reviews

4.76
Based on 80,407 reviews, last reviewed 6th Jul 2026
669% increase in 5 star reviews
in the past 90 days
543% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026
Carmen's avatar
Carmen

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026
Andrea M's avatar
Andrea M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (80435)

Easy to follow instructions that do not break the ba...

5
Easy to follow instructions that do not break the bank also make planning your purchases possible. Reviewed on: 11th May 2024

Thanks very much Pay Pal .

5
Thanks very much Pay Pal ..you are the best!!! Reviewed on: 11th May 2024

Pay in 3 is awesome that is what i need...

5
Pay in 3 is awesome that is what i need it Reviewed on: 11th May 2024

Never had an issue and it has been easy peasy

5
Never had an issue and it has been so easy to navigate through the application and making the transaction. Recommended the application to a lot my friends who have now jumped into using it! Reviewed on: 11th May 2024

Customer service outsourced who all provide differen...

1
Customer service outsourced who all provide different information during exchanges of dialogue. Training must be incredibly lacklustre as responses vastly different from one person to another. They take over tickets assigned to other customer service staff and completely miss the mark where the last left off. It's a disgrace trying to reason with the live chat. Reviewed on: 11th May 2024

Good payment method for larger values

5
Good payment method for larger values Reviewed on: 11th May 2024

PayPal pay in 3 is a hassle free way of a splitting...

4
PayPal pay in 3 is a hassle free way of a splitting up one payment into three more manageable monthly chucks. As with any loan option there will be consequences for late payments. If you can afford the monthly payments, you're sitting pretty. Always think before you sign. Reviewed on: 11th May 2024

Pay In 3 More like 5 stars

5
I have always had the best handling and service from pay pal, the pay in 3 option has always helped with managing payments making life easier Reviewed on: 11th May 2024

Easy to use, takes minutes to complete your purchase

5
Easy to use, takes minutes to complete your purchase Reviewed on: 11th May 2024

Easy and safe to use.

5
Easy and safe to use. One of few I trust for online payments. Good app to control account. Reviewed on: 11th May 2024

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