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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80435 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80435)

Breaks down big purchases without hassle

Makes it easier to pay for a item that would otherwise impact my pay check and without interest and having to fill lots of online forms every time you use it Reviewed on: 11th May 2024

Very good helps me spread my money

Very good helps me spread my money Reviewed on: 11th May 2024

I use pay in 3 and credit options as my main paying...

I use pay in 3 and credit options as my main paying option and I love how simple and easy PayPal pay in 3 is and makes shopping so much easier! Reviewed on: 11th May 2024

It makes financing far easier as I can spread the...

It makes financing far easier as I can spread the cost Reviewed on: 11th May 2024

I think pay in 3 is brilliant.

I think pay in 3 is brilliant.I use it all the time .Uncomplicated and so easy to use .Thankyou Paypal . Reviewed on: 11th May 2024

Great for when I need to split the payment

Great for when I need to split the payment Reviewed on: 11th May 2024

Easy payments easy set up nothing to complain about

Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024

So easy to use, why wouldn’t you?

So easy to use, why wouldn’t you? Reviewed on: 11th May 2024

eCheques

Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024

Only use it if you can definitely afford it

I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

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