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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93641 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93743)

I have been using PayPal for almost a decade.

I have been using PayPal for almost a decade. It's secure and very helpful when you want to split payments. Reviewed on: 8th June 2024

Quick and easy process great that you can pay over 3...

Quick and easy process great that you can pay over 3 payments Reviewed on: 8th June 2024

Excellent payment plan.

Excellent payment plan. Very helpful when needed to spread cost of the payments. Reviewed on: 8th June 2024

Review of PayPal's Pay in 3 ServiceI recently...

### Review of PayPal's Pay in 3 Service I recently had the opportunity to use PayPal's "Pay in 3" service, and I must say, it has significantly improved my shopping experience. Here's a detailed review of my experience: **Ease of Use:** The process of using PayPal Pay in 3 was incredibly straightforward. At checkout, I simply selected the Pay in 3 option and followed the prompts. PayPal conducted a quick eligibility check, and within minutes, my purchase was split into three equal installments. The user interface was intuitive, making the entire process hassle-free. **Financial Flexibility:** One of the standout features of PayPal Pay in 3 is the flexibility it offers. By spreading the cost over three months, I was able to manage my budget more effectively without the need to pay the full amount upfront. This feature is especially useful for larger purchases, where paying in installments can significantly ease the financial burden. **Interest-Free Payments:** A major advantage of PayPal Pay in 3 is that the installments are interest-free. Unlike credit cards or other financing options that often come with high-interest rates, PayPal Pay in 3 ensures that I only pay the purchase price without any additional fees. This transparency and cost-effectiveness are commendable. **Automatic Deductions:** The automatic deduction feature is both convenient and reassuring. Knowing that the remaining payments will be automatically deducted from my linked account means I don't have to worry about missing a payment. PayPal also sends reminders, which are helpful in keeping track of upcoming payments. **Customer Service:** On one occasion, I had a query regarding my installment plan and reached out to PayPal's customer service. The response was prompt, and the representative was knowledgeable and courteous. They quickly resolved my issue, which further enhanced my positive experience with the service. **Overall Experience:** Overall, my experience with PayPal's Pay in 3 has been excellent. It has made managing my expenses easier and more efficient. The ease of use, financial flexibility, interest-free payments, and reliable customer service make it a highly recommended payment option. I would definitely recommend PayPal Pay in 3 to anyone looking for a convenient and cost-effective way to handle their purchases. Whether for everyday shopping or bigger-ticket items, this service offers a practical solution that caters to modern financial needs. Reviewed on: 8th June 2024

I happy with paypal acount!

I happy with paypal acount! Good Reviewed on: 8th June 2024

Peace of mind

Have used PayPal for most of my purchases. They provide peace of mind. I value their services and security when purchasing from online shops. Reviewed on: 8th June 2024

Good customer service always helpful when needing to...

Good customer service always helpful when needing to make payments only problem us sometimes it doesn't work have to keep logging in Reviewed on: 8th June 2024

Love pay in 3!

Love pay in 3, can still get the things I love but works for my financial situation ☺️ Reviewed on: 8th June 2024

Every time has been seemless and great

Every time has been seemless and great Reviewed on: 8th June 2024

Always been a smooth transaction with PayPal for me.

Always been a smooth transaction with PayPal for me. Both as Uber and seller. Reviewed on: 8th June 2024

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