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PayPal: Pay in 3 reviews

4.76
Based on 81,219 reviews, last reviewed 7th Jul 2026
438% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026
Kinga B's avatar
Kinga B

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026
Ronnie W's avatar
Ronnie W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (81283)

No interest charge for 'pay in 3'

5
I like the fact that I'm not charged interest for the 'pay in 3' service. Reviewed on: 11th May 2024

Easy to use and set up - more convenient than...

5
Easy to use and set up - more convenient than my bank Reviewed on: 11th May 2024

PayPal pay in 3 in a great way to pay!!

5
PayPal pay in 3 in a great way to pay, have used it a lot to purchase things being able to spread the cost over 3 payments is really handy and means we can purchase what we need Reviewed on: 11th May 2024

I like the app and options available especially pay...

5
I like the app and options available especially pay in 3 which makes it way easier when shopping but you need to work on your customer experience as the wait time is long and I keep getting transferred to different departments as it seems nobody can answer my question Reviewed on: 11th May 2024

So good to keep track on expenses

5
So good to keep track on expenses Reviewed on: 11th May 2024

Paypal service help me to spread my payments and org...

5
Paypal service help me to spread my payments and organise my finanaces, the payment plans takes stress away and pressure from my monthly budget. Reviewed on: 11th May 2024

The greatest way to Pay

5
PayPal is the greatest way to pay for items online and in store. I highly recommend it to my family and friends. Reviewed on: 11th May 2024

Pay in Three helps my budget

5
Pay in three give me a bit of flexibility which helps when budgeting for everything. Reviewed on: 11th May 2024

Always loved paypal, so quick and easy to use.

5
Always loved paypal, so quick and easy to use. Reviewed on: 11th May 2024

Helpful advice from agents, always ready to help in...

5
Helpful advice from agents, always ready to help in most circumstances Reviewed on: 11th May 2024

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