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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (83218 reviews)

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4.76

Based on 81,219 reviews, last reviewed 7th Jul 2026

438% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (83300)

PayPal Pay in 3 is so convenient

I have used the pay in 3 credit option several times. It is so convenient when you want to make a purchase that's a little too much to pay in full straight away, it allows you to spread the cost without committing to a loan over a longer period... Reviewed on: 17th May 2024

It’s a handy system and is easy to use if would reco...

It’s a handy system and is easy to use if would recommend it to family and friends! Reviewed on: 17th May 2024

It’s so easy to use.

It’s so easy to use. It’s allows me to purchase goods easily and at the same time protect me when buying goods too. Reviewed on: 17th May 2024

Always helpful and fast responses

Always helpful and fast responses Reviewed on: 17th May 2024

Made many pay in 3 purchases, never missed a payment...

Made many pay in 3 purchases, never missed a payment, suddenly it gives an error and disappears as a payment method. Gave up and went to Klarna. Never missed any payments ever on any product as my credit report shows.. Reviewed on: 17th May 2024

I had really good experience sometime when I have fi...

I had really good experience sometime when I have financially difficulty it gives me boost Reviewed on: 17th May 2024

Really easy to use and interest is always good rate,...

Really easy to use and interest is always good rate, and making a purchase is super easy. Reviewed on: 17th May 2024

Just brilliant

It so quick and easy to do my shopping from home and helps easy payment with pay in 3 Reviewed on: 17th May 2024

My favourite payment plan

PayPal pay in three is an amazing pre-approved payment plan that has allowed me to spread the cost of many things, from household appliances, to electronics, clothes and so much more. It affects your credit score, but I have had nothing but positive experiences while using this service. It's just a tap away, and helps spread the cost of literally anything you buy with PayPal - as long as it's above £30 in the UK! Reviewed on: 17th May 2024

It was such a seamless experience with prompt profes...

It was such a seamless experience with prompt professional support. Reviewed on: 17th May 2024

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