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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (92741)

Easy and convenient

5
Very convenient and I always feel protected when using PayPal. I like to pay in 3 as it spreads the cost of items at no or little extra cost. Reviewed on: 6th June 2024

Great way to pay

5
PayPal has always been a great way to pay for items. Especially the pay in 3 payments when the money is low and wouldn't be able to buy at full price. Best thing you ever did bringing this system out. Reviewed on: 6th June 2024

Always use the pay in 3 option if available as it’s...

4
Always use the pay in 3 option if available as it’s nice to split the cost on more expensive things Reviewed on: 6th June 2024

Excellent service.

5
Excellent service, good communication, would definitely recommend Reviewed on: 6th June 2024

Good opportunity to buy something and split the cost...

5
Good opportunity to buy something and split the cost without too much credit impact and worrying about anything else. It’s all straightforward as it links to your bank account or whatever credit or debit card you use. Reviewed on: 6th June 2024

If you’re %100 sure you can afford it!

5
It is a good idea, but only if you are %100 sure that you will have the money to pay for what you are buying! Reviewed on: 6th June 2024

Great idea by paypal

5
Very easy to use great idea for people that sometimes struggles let's you get things sorted if in an emergency you only can afford first payment at that time Reviewed on: 6th June 2024

Very easy and manageable instalments that helps spre...

5
Very easy and manageable instalments that helps spread the cost. Reviewed on: 6th June 2024

Good and easy, especially on big purchases

5
Good and easy, especially on big purchases Reviewed on: 6th June 2024

Spreading the cost

5
Really excellent way of paying for more expensive items and spreading the cost. Reviewed on: 6th June 2024

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