Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93070)

Paypal is easy to use.

5
Paypal is easy to use. When I've had disputes in the past with ebay paypal always sorts it out for me. Reviewed on: 6th June 2024

Great way to pay

5
Accepted on most sites and a very safe and secure way to pay. Always ready to help if you haven't received your goods Reviewed on: 6th June 2024

Satisfied for Over Twenty Years

5
I have used PayPal for over twenty years. I have always appreciated how easy it is to use and even more so now, with the well-designed app. I have also used Pay in Three many times over the past three or so years. I really appreciate this facility when I don’t want to spend a lot all at once and being interest-free is icing on the cake. It’s far preferable to using a credit card. I am very happy with all PayPal does and do highly recommend it to everyone. Reviewed on: 6th June 2024

I've never had a bad experience!

5
I've never had a bad experience! Sometimes it can be a little slow with refunds but apart from that it's great! Reviewed on: 6th June 2024

It’s definitely helped with getting things done roun...

5
It’s definitely helped with getting things done round the house plus it’s got the added safety of payments. Reviewed on: 6th June 2024

I love pay in 3 !

5
I love pay in 3 ! It's very useful for spreading the cost of bigger expenses over 3 payments. Reviewed on: 6th June 2024

Pay in 3 makes luxury buys easier without struggling

5
Pay in 3 makes luxury buys easier without struggling Reviewed on: 6th June 2024

We've just bought a house and having the option to b...

4
We've just bought a house and having the option to buy something and be able to pay in instalments is great. Reviewed on: 6th June 2024

My PayPal3 Experience

5
Paypal3 has enable me to spread out payments for my purchases. This has really made shopping easier for me as I don't have to pay through my nose anymore. A good example was the £820. return ticket from LHR to LOS for my wife. Another good thing about Paypal3 is that, it is automatically deducted as at when due from your account. So, you don't run the risk of missed payments and penal charges. Thank you PayPal3. Reviewed on: 6th June 2024

I love the flexibility of the pay in 3 facility

5
I love the flexibility of the pay in 3 facility, it allows me to purchase larger items and spread the cost without even having to think about payment dates and interest charges. It's also very secure and so easy to check out using my account. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 170283 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3831 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products