Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97194 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97196)

PayPal is always very easy to navigate and makes pay...

PayPal is always very easy to navigate and makes paying very simple and convenient, especially with the pay in 3 option. Whenever I’ve needed assistance from Paypal I usually get a resolution quickly Reviewed on: 11th June 2024

Very user-friendly and convenient

Very user-friendly and convenient Reviewed on: 11th June 2024

Easy to apply for

Easy to apply for, straightforward. Can easily check balance. No fees to repay early. Reviewed on: 11th June 2024

Let’s to buy some items over 3 payments if you can’t...

Let’s to buy some items over 3 payments if you can’t afford Reviewed on: 11th June 2024

Used PayPal for years and never been disappointed.

Used PayPal for years and never been disappointed. Any customer service I've used has always been well done and l very helpful. I've used pay in3 often finding it easier on the pocket Reviewed on: 11th June 2024

I use payin3 a lot, it allows me to spread out purch...

I use payin3 a lot, it allows me to spread out purchases in affordable amounts. Its especially good for emergencies when you need something but cannot pay it all in one payday! Reviewed on: 11th June 2024

Quick and Easy application

It was just so quick and easy to obtain, just a couple of general checks and approval given. Reviewed on: 11th June 2024

Happy with service, access and flexibility!

Happy with service, access and flexibility! Reviewed on: 11th June 2024

I have used this service to purchase good quality pr...

I have used this service to purchase good quality products, and paying for them in 3 payments makes it affordable Reviewed on: 11th June 2024

Better than Klarna

Used on a few occasions and very useful and easy Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175345 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub