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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97443 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97464)

Good, helps me out a bit when budget islow

Good, helps me out a bit when budget islow Reviewed on: 11th June 2024

Have been using PayPal for payments from the very fi...

Have been using PayPal for payments from the very first time I had the PayPal account and it has never disappoint me. Most times if a vendor or a website I’m shopping does not have a PayPal option of payment I don’t complete my shopping. This is because I feel it’s could be a scam. With PayPal shopping is peace, payment is comfort, making returns for refund is a whole rest of mind. I will recommend PayPal pay in 3 or the PayPal app to as many as possible because it is the best way to shop and pay. PayPal the real pay&pal Reviewed on: 11th June 2024

My experience was really good!

My experience was really good! The payment was seamless and I was comfortable knowing that I was going to be charged at certain points during the months, which helped me prepare when I made the initial payment. It’s an incredibly useful method of spending as you can budget a lot better with it making spending a lot easier! Reviewed on: 11th June 2024

Excellent service and great communications

Excellent service and great communications Reviewed on: 11th June 2024

Simple 0% payback structure

Simple 0% payback structure with options to pay back early if needed. Very simple to use and quick approval time. I’ve used pay in 3 many times for larger orders which I haven’t wanted to pay all in one go. Reviewed on: 11th June 2024

Cost effective

Paying for tickets over 3 months is a great idea and easy on the pocket. Reviewed on: 11th June 2024

Very easy to use but also very reliable.

Very easy to use but also very reliable. Easy to set up and check payment dates aswell as being able to set up direct debit for it. Emails and alerts help keep you up to date aswell. Reviewed on: 11th June 2024

Easy and quick experience.

Easy and quick experience. PayPal is always my go to. Reviewed on: 11th June 2024

Such an easy way of spreading costs.

Such an easy way of spreading costs. I use this a lot. I pay off as much as I can on payday. Reviewed on: 11th June 2024

I’ve found pay in 3 excellent cause most of the time...

I’ve found pay in 3 excellent cause most of the time people don’t have all the money to pay everything at once Reviewed on: 11th June 2024

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