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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99233 reviews)

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4.76

Based on 98,941 reviews, last reviewed 12th Jul 2026

505% increase in 5 star reviews

in the past 90 days

432% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99256)

Used pay in 3 for a lot of years now, it’s so simple...

Used pay in 3 for a lot of years now, it’s so simple and easy, and you can see each plan nice and clearly, and pay off early if needed! Reviewed on: 13th June 2024

Always a good service and experience

Always a good service and experience Reviewed on: 13th June 2024

Really good if you want to spread large payments ove...

Really good if you want to spread large payments over a fixed period intrest free. Reviewed on: 13th June 2024

Very helpful excellent

Very helpful very easy to use best of the best Reviewed on: 13th June 2024

Having paypal credit is a great service.

Having paypal credit is a great service. Its nice having a small cushion to use when needed. Reviewed on: 13th June 2024

Pay in 3

The overall experience was good, but despite having a good payment record. I have been rejected on somethings that has been a huge inconvenience. So I'm now in diffeent about the service provided due to lack of inconsistencies. Reviewed on: 13th June 2024

Amazing customer service, and easy to use and very h...

Amazing customer service, and easy to use and very helpful for pay in 3! Reviewed on: 13th June 2024

Great, much better to pay in instalments

Great, much better to pay in instalments Reviewed on: 13th June 2024

So much better than a credit card for some purchases.

I love that I can buy something and split the coat at no extra coat to myself. Its easy to keep track if and I'd I've got the spare cash I can just pay it off. Reviewed on: 13th June 2024

Live saver

It has helped me out so much having mant children it let's me spread the costs of clothes and food. Reviewed on: 13th June 2024

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