Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99397 reviews)

View other PayPal products

4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (99411)

Any thing that was just out of my reach isnt anymore...

Any thing that was just out of my reach isnt anymore with paypal pay in 3. Excellent service Reviewed on: 14th June 2024

Glad it exists

It’s good and bad. I don’t like the way they’ve set-up their direct debit. Reviewed on: 14th June 2024

It’s been incredibly helpful

It’s been an incredible and convenient way to spread my costs and pay my bills . As a single mother of three in the present economy pay in 3 has been very helpful. I would recommend it everyone I know Reviewed on: 14th June 2024

Great service

Use it regularly, only if I have the money - but it spreads the weight of the purchase. Reviewed on: 13th June 2024

So much better than other ways of payment

So much better than other ways of payment Reviewed on: 13th June 2024

Experience is pretty decent with pay in three

Experience is pretty decent with pay in three Reviewed on: 13th June 2024

Easy to register and use.

Easy to register and use. Pay in 3 provides a source of interest free credit and allows you to pay by instalments. Reviewed on: 13th June 2024

Pay in 3, spot on.

Pay in 3 has been a god send at times, just being able to spread the cost of a purchase spot on. Reviewed on: 13th June 2024

It's one of the best ways to pay for items when you...

It's one of the best ways to pay for items when you are on a low income Reviewed on: 13th June 2024

A very helpful service when balancing budgets

A very helpful service when balancing budgets Reviewed on: 13th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.41 from 562 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Retail finance
from Buyline 4.37 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 178739 reviews
Payments
from PayPal 4.71 from 3849 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub