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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99823 reviews)

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4.76

Based on 99,774 reviews, last reviewed 13th Jul 2026

508% increase in 5 star reviews

in the past 90 days

441% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99824)

So thankful for this service!

This has helped me out so much this year, really handy when I haven’t the full amount to hand- thank you PayPal for what your doing in this space. Reviewed on: 14th June 2024

Quick and easy to apply and reminders are really hel...

Quick and easy to apply and reminders are really helpful Reviewed on: 14th June 2024

Pay in 3 Review

Used it many times beforeand it's always helped me spread out payment costs so that I don't feel like a lot of money has left my bank account. Would recomend to people who would want to purchase expensive things but can't pay for it all at once. Reviewed on: 14th June 2024

Excellent alternative to typical credit schemes.

Excellent alternative to typical credit schemes. This is my go-to over Klarna, credit cards, etc. as it's accepted almost everywhere, shows clear repayment details and makes it super easy to pay outstanding bills (in part or all), and setup direct debit/scheduled billing to remove any stress. Reviewed on: 14th June 2024

Simple and user friendly , everything is clear and q...

Simple and user friendly , everything is clear and quick to use. Reviewed on: 14th June 2024

The joy of 0% and flexibility

I love utilising the 0% interest free credit and spreading the cost, it massively helps on those bigger costs. Plus being able to pay more off in those months where you have a little extra cash gives great flexibility Reviewed on: 14th June 2024

PayPal Pay in 3: easy to use and interest-free

PayPal Pay in 3 is an easy to use, interest-free way of spreading payments over a three-month period. It is easy to set up and you receive notifications before each payment is taken from your bank account. Reviewed on: 14th June 2024

Always great experience , love pay in 3 availability.

Always great experience , love pay in 3 availability. Reviewed on: 14th June 2024

Safe reliable

Use it all the time as it’s safe and reliable Reviewed on: 14th June 2024

I love using PayPal.

I love using PayPal. It’s always been safe and very easy to use. Reviewed on: 14th June 2024

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