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PayPal: Pay in 3 reviews

4.76
Based on 99,259 reviews, last reviewed 13th Jul 2026
506% increase in 5 star reviews
in the past 90 days
436% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026
samiruz zaman's avatar
samiruz zaman

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026
David P's avatar
David P

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99315)

Good if in a pinch for paying for something

4
Good if in a pinch for paying for something Reviewed on: 13th June 2024

Easy system

5
Easy. Great options to spread cost especially on high value items Reviewed on: 13th June 2024

PayPal Pay in 3 is excellent.

5
PayPal Pay in 3 is excellent. It allows me to get things I need with time to split the payments. PayPal customer service is good. I have had help every time I’ve needed and it’s been simple. I always recommend PayPal to friends and family. Paying via PayPal also gives me extra security. Reviewed on: 13th June 2024

Find it easier to pay in 3

5
Find it easier to pay in 3 then add it to credit Reviewed on: 13th June 2024

Not able to get credit

5
Not being able to get credit because I’m disabled makes paying in 3 a god send Reviewed on: 13th June 2024

Never have any trouble with PayPal and is very safe.

5
Never have any trouble with PayPal and is very safe. Love the Pay in 3 and pay later gives you more flexibility. Reviewed on: 13th June 2024

Helps to manage budget.

4
Helps to manage budget and gets you through money issues. Reviewed on: 13th June 2024

They're very helpful and easy to talk to.

5
They're very helpful and easy to talk to. Reviewed on: 13th June 2024

It is really easy and a lot less time consuming...

5
It is really easy and a lot less time consuming Reviewed on: 13th June 2024

Take 3 is a great service to use

4
Ive used take 3 and it's great for splitting the overall cost so it's not a big outlay at the start Reviewed on: 13th June 2024

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