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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98726 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98726)

Easy to use, available nationwide

Easy to use, available nationwide Reviewed on: 12th June 2024

Excellent service and saves money with security

Excellent service and saves money with security Reviewed on: 12th June 2024

Lifesaver, Especially before payday

I use paypal on a regular basis. When shopping online I like the added security that PayPal offers. So much easier than having to retype you bank details since you link to your own bank. This year has been pretty tough but I have been able to treat my son and myself without paying a full lump sum in affordable small chunks which is just perfect. It would be amazing if there was an option to transfer a small amount of your paypal credit to your own bank to give you a bit of breathing space, ie if a large bill has left you a little short for the month. All in all, great, clear app. Can use it nearly everywhere, atleast in Scotland. Highly recommend. Reviewed on: 12th June 2024

Just one negative comment

All good apart from when I got a rubbish Chinese product that I believe contravened trade description and I got no joy re returning it. Couldn’t find a way of accessing PayPal support although I’d paid via that route Reviewed on: 12th June 2024

Paypal Pay in 3 is so convenient to spread the load...

Paypal Pay in 3 is so convenient to spread the load without being in debt for years. So easy to use and allows me to manage my money more easily. Reviewed on: 12th June 2024

So far so good I will definitely recommend it

So far so good I will definitely recommend it Reviewed on: 12th June 2024

Never had anything to complain about and pay in 3 is...

Never had anything to complain about and pay in 3 is very handy for spreading costs. Reviewed on: 12th June 2024

Easy to understand and use.

Easy to understand and use. Feels safe due to being well explained. Reviewed on: 12th June 2024

Makes affording purchases easy, trustworthy process too

Makes affording purchases easy, trustworthy process too Reviewed on: 12th June 2024

This helps a lot with managing money

This helps a lot with managing money Reviewed on: 12th June 2024

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