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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98492)

PayPal is great but when they take money out it’s no...

4
PayPal is great but when they take money out it’s not instant it takes a few days.. Reviewed on: 12th June 2024

PayPal: Pay in 3 is amazing!

5
PayPal: Pay in 3 is amazing! It’s a great way to track my spending and manage my outgoings over the months. It’s super easy to use the app and manage individual payments across each retailer to ensure I’m on top of my spending. Reviewed on: 12th June 2024

I find paypal pay in 3 was excellent.

5
I find paypal pay in 3 very useful. But although I've never missed a payment it seems to have been withdrawn. It was very useful. I hope it comes back on my account Reviewed on: 12th June 2024

Flexibility to pay in 3 instalments is a game changer.

5
Flexibility to pay in 3 instalments is a game changer. Easy to set up, hassle free and great help! Reviewed on: 12th June 2024

A keen user of pay in 3

5
Ive used it numerous times. Ive found it to be a good wau to spread the cost without having to worry about high interest rates. Its an effective way to spread the cost when Ive already had an expensive month with bills etc Reviewed on: 12th June 2024

Paypal pay in 3 interests free service has made many...

5
Paypal pay in 3 interests free service has made many a purchase much more accesable for me. It as been a Godsend and I have been using it for a couple of years. It as really helped me, thank you. Reviewed on: 12th June 2024

I always use paypal for many different purchases.

5
I always use paypal for many different purchases. Pay in 3 is very helpful. Reviewed on: 12th June 2024

Easy to use, organised and clear app.

5
Easy to use, organised and clear app. For International payments it’s one of the best apps to use. Reviewed on: 12th June 2024

A very good system.

5
I have used pay in 3 a few times and it has been a real help keeping my finances in one piece. A very good system. Reviewed on: 12th June 2024

I use pay in 3 alot.

5
I use pay in 3 alot.. it's helps out for the more expensive stuff for Christmas or my kids birthday toys/clothes. It means I can buy things they want that I can't quite afford to pay all in one. I rely on this pay in 3 to keep me and my family happy Reviewed on: 12th June 2024

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