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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98275)

Use many years so far no problem

5
Use many years so far no problem Reviewed on: 12th June 2024

Easy to use and easy access.

5
Easy to use and easy access but need to be more available on different platform Reviewed on: 12th June 2024

I use PayPal: Pay in 3 regularly. It's great.

5
I use PayPal: Pay in 3 regularly. I've never had a problem with it. It does what it says it will do. Reviewed on: 12th June 2024

Great service and I have enjoyed using the service

4
Great service and I will recommend the service Reviewed on: 12th June 2024

Works well at first

4
Works well at the beginning, but then it goes down hill! I had a Pay in 3 contract, paid it in full every month, even before the due date. Then on another purchase some time after my successful first purchase with Pay in 3, I tried to purchase something with this payment method, something below £100, so nothing too expensive or anything of the like and was denied this offer with no plausible reason given! So I’d say when it comes to Loyalty is definitely something they should improve on, especially when you’ve always paid everything on time! Reviewed on: 12th June 2024

Easing up the payment

5
It’s make payments let’s heavy and easier to complete Reviewed on: 12th June 2024

Pay in 3 has never let me down.

5
Pay in 3 has never let me down. I always use it and wouldn’t consider using rivals. Communication is clear and a decision is always made in a speedy fashion. Reviewed on: 12th June 2024

So easy to use and the pay in three is great for spr...

5
So easy to use and the pay in three is great for spreading the cost. You know you can trust PayPal as if there's a problem it can be sorted out easily. Reviewed on: 12th June 2024

PayPal pay in 3 is easy to use, and secure

5
PayPal pay in 3 is easy to use, available on all my shopping sites and automatically refund my money if I return a good. PayPal looks into my concerns and settle dispute with fairness within reasonable time. Reviewed on: 12th June 2024

Used it before, simple and effective

5
Used it before, simple and effective Reviewed on: 12th June 2024

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