Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87467 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (87491)

I found this process very easy.

I found this process very easy. It is just a matter of few clicks.it is very intuitive and and the same time providing a good level of detail. It is not overwhelming at all. At the same time I have a good visibility of where I am with my payments, how many left and the schedule for those. Honestly I don’t have anything to recommend to do better. Reviewed on: 24th May 2024

Good for basics

only use PayPal for minimal spends as if a problem arises or I want to speak to someone about a transaction it’s its difficult to get through to someone. Reviewed on: 24th May 2024

Pay in 3

I use pay in three all the time. I have had no trouble getting refunds. I also get reminded when payment is being taken. Reviewed on: 24th May 2024

Pay in three is a life saver.

Pay in three has helped me manage my finances and make larger purchases possible. As a single income household pay in three is a life saver. Reviewed on: 24th May 2024

I think it makes it quite sensible from financial ma...

I think it makes it quite sensible from financial management perspective. i bought my phone using pay in 3; it was costly but i was able to manage it easily through 3 installments. Plus best part is no interest. Reviewed on: 24th May 2024

I love using pay in, 3 its great and never have any...

I love using pay in, 3 its great and never have any problems, it gives you the flexibility with your purchases Reviewed on: 24th May 2024

It is incredibly easy to use!

It is incredibly easy to use, you can even pay it off early. Just need to log into your paypal, to check on your Pay in 3, you get text and email payment reminders too. It is a great service. Perfect for when a large unexpected purchase arrises, or even a large online grocery shop (obviously depends whether the shop offers it) I would 100% recommend. Reviewed on: 24th May 2024

Easy was to split cost on expensive items

Easy was to split cost on expensive items Reviewed on: 24th May 2024

good service

good, usefull thing these days, very helpfull Reviewed on: 24th May 2024

An easy way to make items more affordable.

An easy way to make items more affordable. No interest and easy to use. Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.37 from 26 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 168213 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub