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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87302 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87347)

Excellent service from PayPal allows you to spread t...

Excellent service from PayPal allows you to spread the cost. Reviewed on: 23rd May 2024

I used to really struggle with debt

I used to really struggle with debt and it gave me very bad anxiety, but PayPal pay in 3 really helped me not only pay back what I owed within a short period, but helped me understand if I could realistically afford something. Its been great for large purchases but also the small ones like a takeout or the odd video game. It's massively changed my life and taken a lot of stress off. Reviewed on: 23rd May 2024

Pay in 3 is great

Great every time- I never have any problems paying in three and I love that you can pay extra off when you want. Reviewed on: 23rd May 2024

Paypal Safe & Secure

When using Paypal I feel safe and secure with transactions. With all the payment plan options that have little to no interest, it really helps manage finances. Reviewed on: 23rd May 2024

Great experience, no issues at all.

Great experience, no issues at all. Reviewed on: 23rd May 2024

Seems to work.

Seems to work. Seems to work. Seems to work. Reviewed on: 23rd May 2024

Mostly great.

Mostly great. Sometimes it doesn’t work without giving you a reason. Reviewed on: 23rd May 2024

Pay in 3 means you can get things you wouldn’t norma...

Pay in 3 means you can get things you wouldn’t normally be able to Reviewed on: 23rd May 2024

Amazing to be able to opt for pay in 3

Amazing to be able to opt for pay in 3 Reviewed on: 23rd May 2024

Excellent.

Brilliant idea of yours - spreading it into 3 payments. Reviewed on: 23rd May 2024

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