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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95859 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95889)

Easy way to pay things by spreading it in 3.

Easy way to pay things by spreading it in 3. Reviewed on: 7th June 2024

My Paypal Review

I've been using PayPal for more than a year, and it has become a fundamental part of how I manage online payments. The convenience it offers is unmatched; linking my bank account and credit cards was a straightforward process, and the interface is intuitive enough for anyone to use. One of the standout features is the security—PayPal's two-factor authentication and fraud detection systems have consistently protected my information, giving me peace of mind with every transaction. The buyer protection policy is another significant benefit. On a few occasions when I've had disputes with sellers, PayPal stepped in effectively, ensuring I got my money back without too much hassle. Paying for goods and services online is incredibly easy, and the one-touch payment option saves me time during checkout. Additionally, the global acceptance of PayPal has been invaluable for international purchases and while traveling. However, there are a few downsides. The fees for certain transactions, especially for international money transfers and currency conversions, can be quite steep. I also find the customer service to be hit or miss; sometimes the response is quick and helpful, but other times, it can be frustratingly slow. Despite these minor issues, the overall reliability and convenience make PayPal my preferred choice for online payments. It’s a tool I trust and rely on, and I recommend it to anyone looking for a secure and efficient way to handle their finances online. Reviewed on: 7th June 2024

Simple to use & extremely helpful budgeting tool 10/10

I have used the pay monthly option for a few years now and it helps me to budget on more expensive purchases if I have a few in one month without having to use expensive credit alternatives. I also like that it 3 monthly payments & not fortnightly like others I’ve seen but that I can pay early as and when I can x Excellent Reviewed on: 7th June 2024

It has been really helpful

It has been really helpful for buying items I want Reviewed on: 7th June 2024

Very handy and convenient to yse

Very handy and convenient to yse Reviewed on: 7th June 2024

Always efficient information made clear and issues r...

Always efficient information made clear and issues resolved efficiently Reviewed on: 7th June 2024

Saves your life

It’s very helpful for me when I’m short of money PayPal helps me with the lot of stuff Also pay in three gives me more time to complete my purchase.Its very useful for my day to day life . Reviewed on: 7th June 2024

PayPal has been a very understanding financial insti...

PayPal has been a very understanding financial institution. The customer service every time I’ve called have been so helpful and kind and I would recommend it to people Reviewed on: 7th June 2024

Quick and easy to use, and helps spread the c...

İt was quick and easy to use, and helps spread the cost so things are more affordable for all people. Reviewed on: 7th June 2024

Very good

Like very much pay in 3 and very often using it Reviewed on: 7th June 2024

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