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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95607 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95619)

Unfair Dispute

Lost £300 to someone after a dispute was raised and the money went back into the person account I disputed against Reviewed on: 6th June 2024

PayPal Pay in 3 is a lifesaver.

PayPal Pay in 3 is my favourite feature which PayPal has to offer as it allows me to spit the cost down to more manageable amounts which allows me to stay within my budget! There was a time where I was away from home for college and a train ticket home to see my family for Christmas was nearly £100 which at the time I couldn't afford but thanks to PayPal I was able to cut the price down and travel back to spend time with my family for the holidays. Can't recommend this feature enough, especially to those who need to stay within their monthly budget. Reviewed on: 6th June 2024

Pay in 3

Pay in 3 allows me to buy larger purchases that I would otherwise be unable to afford. Reviewed on: 6th June 2024

Best way to Budget shop

excellent experience always a great way to budget and shop for me thank you Reviewed on: 6th June 2024

Security

I love the security of using pay pal & the pay in three great service . Reviewed on: 6th June 2024

I've been using paypal for 10 years and never had a...

I've been using paypal for 10 years and never had a problem with them Reviewed on: 6th June 2024

Reliable and straightforward

A reliable, straightforward way to spread the cost of purchases. No fees, never had a technical issue, transactions process immediately and if you want to finish paying off early it's super easy. Makes life a little less stressful to know a bigger purchase can be made when needed, instead of waiting til you have a lump sum. Reviewed on: 6th June 2024

Pay In 3.. Take Control of Your Money!!!

I really pay in 3, it gives me more control over my spending and above all ensures I don’t miss a payment or run up a debt in terms of a balance. If I could I would use the pay in 3 for all my purchases. I have got family members using this service. Reviewed on: 6th June 2024

Great experience

Great experience always. Very good service Reviewed on: 6th June 2024

It's all good thanks does what it says on the tin.

It's all good thanks does what it says on the tin. Reviewed on: 6th June 2024

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