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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95664 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (95693)

Super useful and simple

So useful, means we can buy more ahead of time without losing out on interest. Really simple and straightforward to setup, and no nasty surprises. It really helps to spread payments over a relatively short period of time like this, and also encourages you to manage your finances in a non-daunting way. Reviewed on: 6th June 2024

I use PayPal for nearly everything and feel protecte...

I use PayPal for nearly everything and feel protected buying Reviewed on: 6th June 2024

I always trust payments made by PayPal

I always trust payments made by PayPal Reviewed on: 6th June 2024

Easy peasy

Love that you can spread the cost of things with pre approved credit! No hassle easy to do at the checkout and the money come out automatically Reviewed on: 6th June 2024

Excellent communication and service.

Excellent communication and service. Reviewed on: 6th June 2024

No fuss great experience!

The Pay in 3 experience allows me to get must needed items and spread the cost with no fuss! Its great! Reviewed on: 6th June 2024

Very convenient way to spread costs.

Very convenient way to spread costs. Reviewed on: 6th June 2024

It makes life easier having access to buy and pay...

It makes life easier having access to buy and pay later Reviewed on: 6th June 2024

Its really great only downside for me id having to c...

Its really great only downside for me id having to close my account and having it showing on my credit report for well over 3 months saying I owe money. Cuz PayPal didn’t update the account Reviewed on: 6th June 2024

I love using PayPal.

I love using PayPal and PayPal credit,it's safe, trust worthy and affordable Reviewed on: 6th June 2024

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