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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95859 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (95889)

Always my main method of payment

Always my main method of payment Reviewed on: 6th June 2024

Quick checkout, love pay in 3, easy to pay off, lot...

Quick checkout, love pay in 3, easy to pay off, lots of places accept it, easy app to use Reviewed on: 6th June 2024

Quick. Fast and easy

Quick. Fast. Easy to access service, but payments for a service take time to leave your account, good thing is you can phone them up and pay the thing off in full to budget properly. Reviewed on: 6th June 2024

Who doesn’t love interest free!!

I’ve used many times and always a great way to spread payments interest free Reviewed on: 6th June 2024

Never had a problem, all information is clear and ea...

Never had a problem, all information is clear and easy to sort any problems. Reviewed on: 6th June 2024

Pay in 3 works for me

I have used Pay in 3 for more than 30 purchases over the last year, since moving house. I have had a number of costly repairs and renovations to do and Pay in 3 has allowed me to spread the cost of other purchases such as furniture or personal items over several months, making budgeting easier. I like Pay in 3 because PayPal send reminders when payments are due and confirmation when the money leaves your account. The PayPal website has full details of all active and completed plans, which helps monitor spending over a relevant period. Plus, it’s interest free! My personal experience of Pay in 3 has been excellent, but I have always ensured I have money in my account to cover payments. I cannot comment on how Pay in 3 would work if a payment was missed. Reviewed on: 6th June 2024

The perfect and secure way to pay.

The perfect and secure way to pay. Reviewed on: 6th June 2024

PayPal Rocks!

I use PayPal most of the time as it gives me time to work out my finances if I make a snap purchase - I make sure everything is paid off quickly at a convenient time for myself Reviewed on: 6th June 2024

Easy and convenient

Very convenient and I always feel protected when using PayPal. I like to pay in 3 as it spreads the cost of items at no or little extra cost. Reviewed on: 6th June 2024

Great way to pay

PayPal has always been a great way to pay for items. Especially the pay in 3 payments when the money is low and wouldn't be able to buy at full price. Best thing you ever did bringing this system out. Reviewed on: 6th June 2024

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