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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98039 reviews)

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4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98051)

Paypal helps always

I have always had my financial needs met Paypal. Really helped in many way since I’ve opened a Paypal account. Reviewed on: 7th June 2024

It makes paying for things easier without expensive...

It makes paying for things easier without expensive charges Reviewed on: 7th June 2024

Smooth transaction process

Easy to use - intuitive process with a range of affordable payment options. Would recommend Reviewed on: 7th June 2024

Best interest free payment option

Paypal pay in 3 has really helped me through difficult times to be able to sort out birthday presents for my kids through the rise of cost of living Reviewed on: 7th June 2024

Recommend PayPal

Easy to use except for PayPal Credit which I found direct debit not easy to set up or change the amount. Reviewed on: 7th June 2024

Great system, managed to get many items on pay in 3

Great system, managed to get many items on pay in three Reviewed on: 7th June 2024

Flexible payment date would be helpfull

Flexible payment date would be helpfull Reviewed on: 7th June 2024

Great service would never pay any other way feel saf...

Great service would never pay any other way feel safe using PayPal Reviewed on: 7th June 2024

Pay in 3 has been very useful for me.

Pay in 3 has been very useful for me. Sometimes I want to make larger (to me) purchases and don't like to see the lump sum come out of my account. Splitting the payment in three makes it much more manageable and easier to pay when you have less money. Great service, easy to use. Can make payments earlier than scheduled which is great if you just want to get it done quicker. Only thing that could be better is refunds. Getting refunds while using Pay in 3 is a bit of a task. Apparently I've already been sent a refund but haven't seen or received it, maybe this is due to there being one more payment left but other refunds I've had on Pay in 3 come through without issue, before I pay off the full amount. A bit hit and miss in that area. Reviewed on: 7th June 2024

It really is no quibble.

It really is no quibble. It’s fast and no fuss. It also works fast. The app I feel is secure which gives me confidence. Reviewed on: 7th June 2024

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