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PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97640)

When in need ,it is very helpful

5
Fantastic, very helpful, and a very good service Reviewed on: 7th June 2024

It has been handy to make purchases by PayPal Pay in 3.

4
It has been handy to make purchases by PayPal Pay in 3. PayPal is a trust worthy company and the terms and conditions are clear and concise. I've been using it for a while now and would always recommend it to someone who wants to spread payments a bit more easily. Reviewed on: 7th June 2024

Very useful

5
Nearly always approved. Payments taken promptly and no interest! Any issues can be discussed quickly online, no sitting on hold. Makes big expenses more affordable by breaking it into chunks. Definitely useful these days, when sudden unexpected costs can blow the budget. Reviewed on: 7th June 2024

Pay in 3

5
This is such a fantastic option to spread the cost of anything you need to, it really helps in the current climate Reviewed on: 7th June 2024

PayPal pay in 3 - excellent facility

5
It’s very convenient easy payments split into 3 - great option to pay early good communication advising when payment due Reviewed on: 7th June 2024

Straightforward easy to use customer services a bit...

5
Straightforward easy to use customer services a bit slow but it is over email so expected Reviewed on: 7th June 2024

Simple, easy and interest free.

5
Simple, easy and interest free. I use quite often to spread payments, thanks. Reviewed on: 7th June 2024

Pay in 3 is a great way off taking some of the stres...

5
Pay in 3 is a great way off taking some of the stress out of life. Especially in these hard times , I use pay in 3 when every I can Reviewed on: 7th June 2024

Payments are more manageable

5
It makes paying for things more.manageable without having interest put on top. Reviewed on: 7th June 2024

Convenient , quick and easy would definitely recommend

5
Convenient , quick and easy would definitely recommend Reviewed on: 7th June 2024

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