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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97626 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97628)

Currency exchange rate should be better if I pay.

Currency exchange rate should be better if I pay. Should be Forex rate minus 0.35% Reviewed on: 7th June 2024

Managed to work up a good credit score

Managed to work up a good credit score Reviewed on: 7th June 2024

Always use PayPal which always gives me piece of mind.

Always use PayPal which always gives me piece of mind. Reviewed on: 7th June 2024

Never had a problem.

Never had a problem. Everything always works as it should. Pay in 3 very helpful. Reviewed on: 7th June 2024

Being able to spread costs over three months is great!

Being able to spread costs over three months is great! Helps with cash flow and allows you to get things done quicker! Would definitely recommend to anyone! Reviewed on: 7th June 2024

Love paying in 3 when you can’t pay in full...

Love paying in 3 when you can’t pay in full thank you Reviewed on: 7th June 2024

PayPal pay in 3 has helped grow my business!

PayPal pay in 3 has helped me with building my business. It has allowed me time to pay for courses over a 3 month period while earning the money in time for my next payment. I have grown my business with the help of pay in 3 helping me learn to manage my income and control my outgoings. It encourages me to understand money flow better. Pay is 3 also gives flexibility and takes that bit of stress off a lump sum payment. It allows flexibility in 1 payment per month whether it be by direct debit, or you pay it by the deadline. You can also pay off outstanding amounts early which is great. This then gives you chance to use pay in 3 for something new… in my world that’s a new course to gain a qualification to add to my business. Reviewed on: 7th June 2024

No problem with any payments or anything and pay in...

No problem with any payments or anything and pay in 3 comes in handy for larger items. Reviewed on: 7th June 2024

Customer protection

When buying online I will only buy from customers who use PayPal because of there disputes policy and i scammers dont use paypal for this reason Reviewed on: 7th June 2024

Great service rendered always.

Great service rendered always. A customer for over 10 years and not regretted. Pay in 3 was a life saver and helped me to buy things and pay conveniently in 3 instalments. Reviewed on: 7th June 2024

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