Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97594)

Paypal is very quick with their work and I also love...

5
Paypal is very quick with their work and I also love how convenient the pay in 3 is from paypal. It was very useful for big purchases :) Reviewed on: 6th June 2024

Been using PayPal for years.

5
Been using PayPal for years. Had a couple of issues over the years. Which were handled very smoothly and sorted out very quickly Reviewed on: 6th June 2024

Always deliver excellent service value for money

5
Always deliver excellent service value for money Reviewed on: 6th June 2024

I always use PayPal and ask when paying for goods or...

5
I always use PayPal and ask when paying for goods or service if they take PayPal I feel 100 percent safe Reviewed on: 6th June 2024

My experience with PayPal has been positive.

5
My experience with PayPal has been positive. Reviewed on: 6th June 2024

Pay in 3 helps when making larger purchases by split...

5
Pay in 3 helps when making larger purchases by splitting the cost interest free. Very helpful for those annoying emergency purchases (eg new washing machine). Reviewed on: 6th June 2024

Pay-in-3 works well for me

4
When making smaller purchases I prefer to use pay-in-3 as it gives me more time to pay and the app keeps me up to date with all outstanding payments. For larger purchases I can defer payment even longer. Reviewed on: 6th June 2024

Quality Service

5
I have always received speedy transactions and the services on offer are easy to use and understand Reviewed on: 6th June 2024

Spot on service

5
Love the service. I wish that pay in three would be even more often offered by other online stores where paypal payments are available. Reviewed on: 6th June 2024

Safe and easy to use

5
Never really had many problems in all honesty, I've had my account s number of years Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 175987 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products