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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96477)

Pay in three PayPal is exquisite always so easy to use.

5
Pay in three PayPal is exquisite always so easy to use. User friendly interface for all ages from tech savvy people to not so tech savvy. Reviewed on: 5th June 2024

pay in 3 is great if you need something that you don...

5
pay in 3 is great if you need something that you dont have full amount for your purchase but remember a late payment fee is active Reviewed on: 5th June 2024

Gives me peace of mind

5
I use pay in 3 just to give me a bit more time on paying for someone. I've never had a problem using the service, and I always recommend to someone if they don't want to pay full price for something straight away. Reviewed on: 5th June 2024

Always quick efficient and accurate

5
Always quick efficient and accurate Reviewed on: 5th June 2024

Very good and helpful for spreading the cost

5
Very good and helpful for spreading the cost Reviewed on: 5th June 2024

Excellent service

5
Very easy to use and readily available for most transactions. You don't have to waste time filling out your details or have to worry about interest rates and security. Reviewed on: 5th June 2024

they make sure they understand the problem and make...

5
they make sure they understand the problem and make you feel like they care they are fast at responding and sitting out any problems great company would definitely recommend!!! Reviewed on: 5th June 2024

I love PayPal Pay in 3!

5
I love PayPal Pay in 3 as it's instant and enables you to manage larger purchases, over a short period of time, with no interest being charged. When items are returned and refunded, the amount instantly comes off your balance, leaving much smaller payments for the next consecutive months. I find it really helpful. Reviewed on: 5th June 2024

Love it .

5
Love it . Easy way to use PayPal.pay in 3 Reviewed on: 5th June 2024

Easy to use and flexible payments

5
Pay in 3 is really easy to use and makes it simple to split larger purchases into smaller chunks to pay off. It allows more flexibility over spending and greater freedom as a consumer to purchase what I want when I want. Reviewed on: 5th June 2024

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