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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96422)

Easy and secure payment plans i always use paypal it...

5
Easy and secure payment plans i always use paypal it gives me peace of mind Reviewed on: 5th June 2024

It's difficult to get a hold of a human when somethi...

5
It's difficult to get a hold of a human when something goes wrong Reviewed on: 5th June 2024

Very helpful and flexible

5
Very good for making large purchases and still have good cashflow. Reviewed on: 5th June 2024

No complaints at all eBay user

5
No complaints at all . Very easy system to use. The App is very good. Reviewed on: 5th June 2024

PayPal’s pay in 3 offer is fantastic as it gives you...

5
PayPal’s pay in 3 offer is fantastic as it gives you the ability to split the purchase in small bite size payments Reviewed on: 5th June 2024

Pay in 3 is an excellent way of budgeting.

5
Pay in 3 is an excellent way of budgeting. It enables me make purchased, spread the cost and be confident my payments are secure. Reviewed on: 5th June 2024

No complaint smooth easy to use.

5
No complaint smooth easy to use. Reviewed on: 5th June 2024

Large items I will always pay in 3

5
Large items I will always pay in 3 Reviewed on: 5th June 2024

Paypal is great!

5
PayPal is just to easy. I love the paying 3 option as well. Always easy to use. Very happy! Reviewed on: 5th June 2024

The pay in 3 offer gives greater payment flexibility.

5
The pay in 3 offer gives greater payment flexibility. Automatically paying off the purchase in smaller more manageable chunks, having less impact in a single month. No additional fees, I use this for larger purchases rather than popping in a credit card with high interest rates. Reviewed on: 5th June 2024

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