Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96248 reviews)

View other PayPal products

4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96252)

Pay in 3 is just so useful...

Pay in 3 is so useful allowing you to budget your spending. No interest and with the automatic payments you can't forget to pay. I would definitely recommend pay in 3 credit and will continue to use the service. Reviewed on: 5th June 2024

Helps spreading cost of purchasing.

Helps spreading cost of purchasing. Reviewed on: 5th June 2024

Easy to use, great customer service.

Easy to use, great customer service. Makes large purchases more straightforward and easier to manage. Simple to use on the PayPal app and clear payment schedules. Reviewed on: 5th June 2024

Never any issues - always easy to use and good updat...

Never any issues - always easy to use and good updates Reviewed on: 5th June 2024

For easy payment of higher purchasing

For easy payment of higher purchasing Reviewed on: 5th June 2024

Great service, great to be able to spread your payme...

Great service, great to be able to spread your payments Reviewed on: 5th June 2024

easy to use

Never had any problems, easy to use, always my preferred method of payment Reviewed on: 5th June 2024

Thank you PayPal.

PayPal are really helpful in allowing me to afford trips and experiences that I would otherwise struggle to get. Reviewed on: 5th June 2024

Pay in 3 is a very good option.

Pay in 3 is a very good option. I find speaking to customer service quite frustrating though at times Reviewed on: 5th June 2024

PayPal is very convenient, useful and quick means of...

PayPal is very convenient, useful and quick means of payment. Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Klarna 4.41 from 562 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174026 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub