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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92663 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92791)

With PayPal 'pay in 3' I get alerts saying that I am...

With PayPal 'pay in 3' I get alerts saying that I am late with my payments, which always worry me as I thought the payments came out automatically? Reviewed on: 1st June 2024

Handy and versatile

Useful, handy and versatile when you need something but can't quite run to it straight away. Reviewed on: 1st June 2024

Provides affordability

The plan makes purchases really affordable Reviewed on: 1st June 2024

Pay in 3 is my go to method for purchasing bigger it...

Pay in 3 is my go to method for purchasing bigger items. I haven’t had to get a credit card and it so easy to use. I have recommended pay in 3 to friends in similar financial situations. Reviewed on: 1st June 2024

A real plus to help you budget

I was a great fan of it before the brexit change. It was an excellent additional budgeting tool that I made a lot of use of. Reviewed on: 1st June 2024

Excellent and useful service

I've been using PayPal pay in three for some time now. I find it an excellent tool as it helps me spread the cost of goods that I wouldn't be able to pay for in full at point of purchase. Reviewed on: 1st June 2024

Amazing with every purchase.

Amazing with every purchase.With pay in 3 I can afford to buy the items I crave for sooner then what I used to. It has given me opportunity not to worry about the high spending in one go but instead gives me a chance to split it in 3 equal payments over time of three months without any extra interest. Reviewed on: 1st June 2024

Easy and quick spread payments or credit or cash sim...

Easy and quick spread payments or credit or cash simples Reviewed on: 1st June 2024

Very quick and easy to use user friendly xxx

Very quick and easy to use user friendly xxx Reviewed on: 1st June 2024

Life saver

Pay in 2 is an excellent facility that allows me to budget for purchases . It has been a life saver during the cost of living crisis Reviewed on: 1st June 2024

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