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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (92359)

Pay in 3 is ideal for those times where you need to...

5
Pay in 3 is ideal for those times where you need to spread the cost of an expensive purchase. Makes it even better being interest free. Will definitely use the service when it’s offered again. Reviewed on: 31st May 2024

What’s not to like about PayPal Pay in 3!

5
Really find the PayPal Pay in 3 helps me spread my payments and helps hugely with cash flow right now. Zero interest too it’s just so great Reviewed on: 31st May 2024

They helped me to access extra finances when I was a...

5
They helped me to access extra finances when I was a student and traditional banks wouldn't help. Paypal credit helped me get through college. Reviewed on: 31st May 2024

Helpfull

5
Pay in 3 really helps to budget, used this a few times and always been happy. Reviewed on: 31st May 2024

Very easy and quick.

5
Very easy and quick. Displays clear information about the payments and payment methods. Reviewed on: 31st May 2024

It WAS one of the perfect, convenient, easy-to-use s...

1
It WAS one of the perfect, convenient, easy-to-use services for PayPal. WAS. Unfortunately, something has changed and I can't use this now. Customer service did not help me with what the problem was. So I am really disappointed. Reviewed on: 31st May 2024

Paypal is amazing

5
I have had many refund issues with PayPal and they have rectified them. I have always received my money back and I recommend them to others. I have also have purchased a phone and after 9 months, Paypal still allowed me to get my refund back within 5 days. Cannot recommend them enough. Reviewed on: 31st May 2024

I use paypal for quite some time now.

5
I use paypal for quite some time now. And I'm very pleased with the service.I Always suggest those who doesn't have paypal simply download it,85 makes life much easier Reviewed on: 31st May 2024

Always use pay in 3 it helps a lot

5
Always use pay in 3 it helps a lot Reviewed on: 31st May 2024

Excellent service made it easier to buy expensive it...

5
Excellent service made it easier to buy expensive items without hitting your bank account to hard Reviewed on: 31st May 2024

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