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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (91971 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92051)

Poor PayPal customer service

PayPal customer service is not upto mark. They mostly not able to solve anything Reviewed on: 30th May 2024

Super helpful !

I use it often but know I’m always able to pay in time so it’s a great help Reviewed on: 30th May 2024

Excellent recommendation

Excellent I’m being using PayPal for 20 years now Reviewed on: 30th May 2024

Great choice for spreading payments

Quick and easy to use, explains payment options and costs prior to completing your purchase. Automatically sets up directl debit so no need to worry about repayments Reviewed on: 30th May 2024

It has been helpful in term of managing money, makin...

It has been helpful in term of managing money, making payments flexible and no stress at all. Reviewed on: 30th May 2024

Spending Flexibility

Really handy method of spreading payments interest free over 3 months. Gives you much more flexibility in your spending habits. Reviewed on: 30th May 2024

Sometimes when I try to do the pay in 3 it isn’t acc...

Sometimes when I try to do the pay in 3 it isn’t accepted and I don’t know why? Reviewed on: 30th May 2024

I have used pay in 3 many times over the past 3 year...

I have used pay in 3 many times over the past 3 years, this is a great service that helps me to budget monthly and enables me to buy the items I want and spread the cost Reviewed on: 30th May 2024

Why not pay in 3

This option is great for that essential purchase allowing you to budget the cost over a 3 month period not braking the bank plus you can pay the balance sooner if you wish with no added costs Reviewed on: 30th May 2024

Absolutely a fantastic service PayPal provide.

Absolutely a fantastic service PayPal provide. They make it very easy to purchase and spread the cost. Reviewed on: 30th May 2024

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