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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92844 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92859)

It is always a positive choice

It is always a positive choice when I need to split the payment’s over three months. BBQ, chairs, building materials have all been purchased using pay in three. Reviewed on: 1st June 2024

when you need money at your fingertips.

when you need money at your fingertips. Reviewed on: 1st June 2024

Any time I've used pay in 3 it's always been a simpl...

Any time I've used pay in 3 it's always been a simple easy process and helps me to treat myself at a more affordable rate Reviewed on: 1st June 2024

PayPal pay in 3 has allowed me to organise holidays

PayPal pay in 3 has allowed me to organise holidays in a more convenient manner and that includes helping my friends who come with me. It’s difficult to just pay big sums in one go but balance your life to do things is very important for the mind. Some say only pay or do things if you can afford to, pay in 3 allows you to flex that and I’m really happy I can do more things with an extended budget. Reviewed on: 1st June 2024

Easy to use and good service and pay in 3...

Easy to use and good service and pay in 3 very handy Reviewed on: 1st June 2024

It’s great to have this as an extra payment option,...

It’s great to have this as an extra payment option, better than a long term agreement and peace of mind that the balance will be repaid in affordable fixed amounts. I like to use this option for unexpected purchases that are essential but too much to pay 100% upfront. Reviewed on: 1st June 2024

It is kind of good to use, because their charge is h...

It is kind of good to use, because their charge is higher Reviewed on: 1st June 2024

Convenient And Interest Free

I have uses Pay in 3 many times. It is a very convenient way to spread payments interest free Reviewed on: 1st June 2024

I have never had an issue with PayPal in all the yea...

I have never had an issue with PayPal in all the years I have used it Reviewed on: 1st June 2024

Great service,

Great service, easy way to spread the cost of bigger priced products. Reviewed on: 1st June 2024

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