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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (87818)

Getting refunds is not that easy,

5
Getting refunds is not that easy, however you will get your refund with support but they want you to get in-touch with seller first, making it a bit difficult when the seller refuses to accept refund. Reviewed on: 14th May 2024

Needed something urgent and pay in 3 allowed me to s...

5
Needed something urgent and pay in 3 allowed me to spread the cost over next 3 paydays interest free. Super easy to setup and went through just as quick as paying with a bank card or credit card. Reviewed on: 14th May 2024

...pay pal

5
I have never had a bad experience with pay pal ! I use the app for peace of mind when I am buying online and the refunds are usually very quick. Reviewed on: 14th May 2024

My all-time favourite source of Payment, as it helps...

5
My all-time favourite source of Payment, as it helps me purchase the things I want within budget and have more days to complete payment. Reviewed on: 14th May 2024

Never had issues.

5
Never had issues. Great experience! Reviewed on: 14th May 2024

Easy to use, reluable and fast.

5
Easy to use, reluable and fast. Also very secure never had threats. Reviewed on: 14th May 2024

Never had an issue with Paypal, straight forward app...

5
Never had an issue with Paypal, straight forward app to use and so convenient. Reviewed on: 14th May 2024

Not had problem very easy to use

5
Not had problem very easy to use Reviewed on: 14th May 2024

Nice and easy to use.

5
Nice and easy to use. Nice to be able to spread a payment and not have to pay interest. Most places online accept PayPal so you know it’s there for you. Reviewed on: 14th May 2024

A handy way to spread the cost of purchases

5
PayPal Pay in 3 is a handy way to spread the cost of purchases and ease the hit on your current account for large purchases. I have used it a few times to help me out when times are tougher with the cost of living. Reviewed on: 14th May 2024

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