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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (87420)

Quick, simple, easy. Does what it says on the tin.

5
Quick, simple, easy to use and easy to set up and to the point. It’s all automatic, does what it says on the tin really without any real participation from you. Buy whatever you want and split the cost over 3 months. I’ve used this a fair few times before and it takes the money out of your selected account automatically. No mess and no fuss, no complaints from me! Reviewed on: 12th May 2024

Excellent free service - pay in three is so easy to...

5
Excellent free service - pay in three is so easy to use. Reviewed on: 12th May 2024

Good experience

5
It's very convincing way of making purchases spread over period of 3 months. It would be good if PayPal introduce pay in 6 and pay in 12 as well. It will also be good to issue physical card to use pay in instalments to cover more merchandise. Reviewed on: 12th May 2024

PayPal is a great way of controlling your spending

5
PayPal is a great way of controlling your spending and the website is easy to use and navigate Reviewed on: 12th May 2024

Great experience so far.

5
Great experience so far. Would recommend Reviewed on: 12th May 2024

I love the way you can spread payments

5
I love the way you can spread payments Reviewed on: 12th May 2024

Always helpful and sort any issues i have had.

5
Always helpful and sort any issues i have had. And flexible payments too Reviewed on: 12th May 2024

The quick and easy budget option.

5
Pay in 3 is a great option if your budget is limited. It enables you to buy what you want and not leave yourself short for the rest of the month. It’s so easy to use and you don’t have to worry about making payments as they are scheduled for you. Reviewed on: 12th May 2024

Always a good experience never any problems

5
Always a good experience never any problems Reviewed on: 12th May 2024

Why did pay in 3 suddenly disappear?

1
Why did pay in 3 suddenly disappear? Reviewed on: 12th May 2024

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