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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87467 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87491)

Great service

PayPal has always been great to use; and their customer support team are always helpful Reviewed on: 12th May 2024

Manageable instalments with the pay in 3 option, ena...

Manageable instalments with the pay in 3 option, enabling you to budget and without having to pay interest. Highly recommended. Reviewed on: 12th May 2024

Great and straight forward.

Great and straight forward. Easy to use and no hidden fees Reviewed on: 12th May 2024

Easy to use

Very easy to use, clear on how the process works. Able to use on the majority of purchases made which is fantastic. Can set it to direct debit for payments so you don’t need to worry about missing a payment. Reviewed on: 12th May 2024

Great way to purchase and manage finances

I have used pay in 3 on numerous occasions. It is so helpful to spread the costs of large purchase's over a short period of time and therefore, helps me managed my finances better. Reviewed on: 12th May 2024

It's quick and easy, no major issues, although..

It's quick and easy, no major issues. Although, I can't change my address from Dundee City, back to Dundee in PayPal. I keep getting messages that it's not correct, it is but Dundee addresses don't use Dundee City in the actual address. Please sort this. Everything else is fine. Thank you Reviewed on: 12th May 2024

Good experience from PayPal enjoyed the service

Good experience from PayPal enjoyed the service Reviewed on: 12th May 2024

Love PayPal

Love PayPal easy to send/receive money and PayPal credit and pay in 3 are great for buying more expensive items and spreading the cost over time I will always use PayPal my whole life Reviewed on: 12th May 2024

This service for pay in 3 is awesome.

This service for pay in 3 is awesome. It's a great way to pay for items. The best. Reviewed on: 12th May 2024

Good experience overall.

Good experience overall. Process was quite straight forward, the terms are clearly stated. Easy to navigate Reviewed on: 12th May 2024

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