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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (87420)

Fantastic interest free payment option

5
It’s very liberating to be able to pay in 3, means I can buy things I otherwise would not be able to afford and pay it off in a timely manageable way. It is a fantastic service , no interest repayments, and available instantly. There is nothing not to like, and I would highly recommend for those bigger purchases. Reviewed on: 12th May 2024

Pay in 3 makes it a lot easier to purchase items you...

5
Pay in 3 makes it a lot easier to purchase items you need and not pay the full amount straight away Reviewed on: 12th May 2024

Not really happy with charges or costs.

2
Not really happy with charges or costs. Reviewed on: 12th May 2024

Good experience throughout Call for some clarification

5
Good experience throughout Call for some clarification Reviewed on: 12th May 2024

Very easy to be approved and makes larger purchases...

5
Very easy to be approved and makes larger purchases easier. Reviewed on: 12th May 2024

Simple & Easy to use

5
I have found PayPal easy to use for making payments and sending money to friends. I can easily track previous payments. I also like the option to pay for something over 3 payments to break up larger cost items. Reviewed on: 12th May 2024

Great service and easy to use.

5
Great service and easy to use. It’s available on all online stores. Reviewed on: 12th May 2024

I could pay for my course in 3.

5
I could pay for my course in 3. Excellent for helping maintain the finances in a good way. Reviewed on: 12th May 2024

pay 3 is always helpful for me for my shopping

5
pay 3 is always helpful for me for my shopping Reviewed on: 12th May 2024

Culdn't be easier to use

5
Couldn't be easier to use Paypal pay in 3, was easily able to spread the cost of an online purchase and was hassle free when the payments came out. Was given plenty of notice ahead of time when the planned payment was to be coming out. Reviewed on: 12th May 2024

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