Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (88855 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (89311)

Pay In 3 is a godsend

I was reluctant at first to use Pay in 3, because I thought there would be a catch or it would become too confusing, but it is literally so helpful! I had to buy an emergency train ticket and didn’t have the full funds at that moment, so I used Pay in 3 and it’s so simple, and I will be able to pay it off with my next pay-check. There are no catches, so long as you pay them on the monthly dates, and if you have the funds before your next payment is due, you can choose to pay the rest then! It’s so much less stressful having to live pay check to pay check with this option available, I would 100% recommend! Reviewed on: 16th May 2024

Would highly recommend PayPal

Love PayPal used it for years and it’s better than ever now with pay in 3 month payment & it’s really easy to use ***** Reviewed on: 16th May 2024

Has helped me buy larger purchases

Has helped me buy larger purchases Reviewed on: 16th May 2024

Support is always on points, pay in 3 always works o...

Support is always on points, pay in 3 always works on point too Reviewed on: 16th May 2024

A good way of quick funding if you're in a temporary...

A good way of quick funding if you're in a temporary tight spot. As long as you're conscious about the cost the following months, it's working really well. The process is easy and the setup takes seconds. Reviewed on: 16th May 2024

Easy and straight forword

Simple to set up and easy to use. Reviewed on: 16th May 2024

I have used Pay Pal for a very long time ranging fro...

I have used Pay Pal for a very long time ranging from PayPal credit to the Pay in 3 and it has helped me keep life financially stable without these options, I would have been facing consequences in my financial security. I have also needed to reach out to PayPal customer service multiple times and received excellent service and skills and was extremely helpful resolving a dispute. Over all amazing and sensational customer service support. Reviewed on: 16th May 2024

I've bought a ps5 using pay in 3.

I've bought a ps5 using pay in 3. Everything was fast and seamless. I've paid it off and will probably use it again in the future. Reviewed on: 16th May 2024

Perfect experience allows me to shop like crazy

Perfect experience allows me to shop like crazy Reviewed on: 16th May 2024

They are the best and trusted

They are the best and trusted, they are secured Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Klarna 4.38 from 560 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 168686 reviews
Payments
from PayPal 4.70 from 3817 reviews
Credit card
from PayPal 4.69 from 116 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub