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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (89153)

I have used pay in 3 on numerous occasions and it ha...

5
I have used pay in 3 on numerous occasions and it has been a faultless experience each time. I usually pay it off early and I like the flexibility that the service offers to allow you to pay whenever you want. When I have returned items after paying for them with pay in 3, the refund has come through quickly. I have nothing negative to say about it at all, it has been absolutely perfect! Reviewed on: 14th May 2024

Never had a problem with paypal excellent company

5
Never had a problem with paypal excellent company Reviewed on: 14th May 2024

Pay in 3

5
Very helpful and affordable way to buy things Reviewed on: 14th May 2024

Excellent platform

5
Easy to use, excellent customer service Reviewed on: 14th May 2024

Perfect for spreading the cost

5
Perfect .. love the way you can spread the cost .. when you get paid weekly , this helps with affording more expensive items , and when money is tight you can spread the cost ove 3 months perfect for our family Reviewed on: 14th May 2024

Helped split bills easy with no extra cost!

5
Helped split bills easy with no extra cost! Also can pay off early if extra money available. So helpful for close to payday purchases Reviewed on: 14th May 2024

PayPal is safe am very happy to have PayPal...

5
PayPal is safe am very happy to have PayPal Reviewed on: 14th May 2024

Amazing, high recommend

5
I really enjoy PayPal, great service and reliable lots of confidence with the company. When in doubt I’m certain that PayPal will be able to help. Pay in 3 is also very good Reviewed on: 14th May 2024

It helps to spread the cost

5
It helps to spread the cost, so it won't has big impact on my budget. Reviewed on: 14th May 2024

Excellent service never had a problem with buying or...

5
Excellent service never had a problem with buying or refunding through PayPal pay in 3 Reviewed on: 14th May 2024

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