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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95607 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95649)

Just so simple to setup and pay.

Just so simple to setup and pay. Easy way to budget and pay for treats or anything Reviewed on: 2nd June 2024

Convenient way to spread payments

This way of paying seems to be more widely accepted and I have used this for clothing and even holidays. It's convenient and you can track your payments in the PayPal app. Conveniently spreads the payments Reviewed on: 2nd June 2024

Wonderful way to pay for larger items and so easy to...

Wonderful way to pay for larger items and so easy to keep track of plans in the app Reviewed on: 2nd June 2024

amazing service absolutely never go wrong with paypa...

amazing service absolutely never go wrong with paypal pay in three Reviewed on: 2nd June 2024

Easy and Free

Easy to do and set up. I was booking a trip abroad and by using Pay in 3 was able to spread a larger payment over 3 months. Perfect for what I neeed with no extra cost. Reviewed on: 2nd June 2024

Great service, very convenient and easy to use

Great service, very convenient and easy to use Reviewed on: 2nd June 2024

Pay & 3 Is Brilliant!! 5 Stars!!!

Pay and 3 is great for spreading the cost over 3 months! You can have up to £2000 which is amazing!!! I’ve never went that far though but it’s nice to have it there if I wanted! Plus the Customer Service Team are really nice and helpful they’ll do everything they can to solve your problem which is brilliant :) can’t fault Pay and 3 one bit :) Reviewed on: 2nd June 2024

Very good experience and so convenient to us pay in...

Very good experience and so convenient to us pay in 3 offer Reviewed on: 2nd June 2024

100% recommended

Every time I've had any issues they have cleared it up and their customer service is top draw dealing with hackers Reviewed on: 2nd June 2024

It’s good and app interface is super easy to use...

It’s good and app interface is super easy to use Reviewed on: 2nd June 2024

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