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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95492 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95549)

Can do better for small businesses

Paypal is great to use between family and friends. I find it too costly to use professionally as a small business. And it’s a shame as it’s a great alternative to banks. Reviewed on: 2nd June 2024

I have used PayPal for years never had any problems...

I have used PayPal for years never had any problems I pay some bills through PayPal can not beat it your bank is always safe using paypL Reviewed on: 2nd June 2024

I like the 3 month payment option as it gives you a...

I like the 3 month payment option as it gives you a time to pay it off Reviewed on: 2nd June 2024

Long term PayPal user

I've used PayPal for a long time and it's always been easy and efficient. The 1 time I had a dispute it was resolved fairly and reasonably quickly Reviewed on: 2nd June 2024

I would love to use pay in 3 On smaller Value items...

I would love to use pay in 3 On smaller Value items £10 Or under Reviewed on: 2nd June 2024

Pay in three so useful for unexpected expenses.

Pay in three so useful for unexpected expenses. Easy to apply for and reminders of pending payments. Reviewed on: 2nd June 2024

A really nice way to make gifts affordable for me

A really nice way to make gifts affordable for me Reviewed on: 2nd June 2024

Simple, helpful, smart.

Simple, helpful, smart. A great way to spread cost. Reviewed on: 2nd June 2024

It’s a good way to spread out your costs interest fr...

It’s a good way to spread out your costs interest free and in a short span of time. Reviewed on: 2nd June 2024

So convenient

Easy to use and convenient. Anytime I've needed help I can speak to someone straight away and issue is resolved. Great customer service Reviewed on: 2nd June 2024

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