Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93169)

Useful to have the option to pay in 3

5
Useful to have the option to pay in 3 Reviewed on: 27th May 2024

pay in 3 is very flexible for my payment as it helps...

5
pay in 3 is very flexible for my payment as it helps me to pay it in installments in 3 parts to elevate any high bills. the benefit of doing pay in 3 is that you pay 3 amounts rather than 1 in full go. my experience for doing this is really good and have had no issues with it. there are no drawbacks as long as you are following the rules/ policy of paypal terms and its conditions. then you will be free from any hiccups or problems within it. Reviewed on: 27th May 2024

I enjoy using paypal pay in 3 as it allows me to spl...

5
I enjoy using paypal pay in 3 as it allows me to split up costs and seeing less leave my bank. Only negative I can say is the money being debited a few days later as for klarna usually shows right away however it doesnt fault it for me as pay in 3 is wonderful for me. Reviewed on: 27th May 2024

PayPal service is top quality

5
Amazing service that allows you to buy the things you need (e.g. Furnishing your home and great gifts) while helping budget over time. Reviewed on: 27th May 2024

So far PayPal has been really supportive.

5
So far PayPal has been really supportive. I have never had any issue with them. Reviewed on: 27th May 2024

It’s easy to use when times are a little hard.

5
It’s easy to use when times are a little hard. Spreading the cost is beneficial to some families! Reviewed on: 27th May 2024

excellent service

5
I am very happy to find PayPal 3, an excellent service Reviewed on: 27th May 2024

I was using pay in 3 more than 10 times now.

5
I was using pay in 3 more than 10 times now. Helps a lot with budgeting and it's 0%. Take on click therefore perfect for me Reviewed on: 27th May 2024

Pay in 3 gets you out of a tight spot...

5
Pay in 3 gets you out of a tight spot Reviewed on: 27th May 2024

Helpful and understanding and great at times if fina...

5
Helpful and understanding and great at times if financial struggles.. Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 170358 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3831 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products