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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93439)

My pay in 3 just disappeared / unavailable

2
My pay in 3 just disappeared and no one at PayPal can help me bring it back. Meaning I can’t use the feature for purchases, it’s a terrible feature as it doesn’t have a support team to look over issues that may occur. Reviewed on: 28th May 2024

Excellent service, very good.

5
Excellent service, very good. Transactions are always very easy to manage and transact. Reviewed on: 28th May 2024

Paypal's pay in 3 provides flexible options to sprea...

5
Paypal's pay in 3 provides flexible options to spread repayment without additional cost. This option helps me to make payment for some of the online payment without squeezing too much on my budget. Earlier , I borrow money from friends , i avoided this by using paypals pay in 3 options Reviewed on: 28th May 2024

Convenient and easy to use and also safe with your p...

4
Convenient and easy to use and also safe with your purchases Reviewed on: 28th May 2024

Fantastic to be able to spread payment interest free

5
Fantastic to be able to spread payment interest free Reviewed on: 28th May 2024

nice and easy to set up, ..

5
nice and easy to set up, better than paying 1 big lump Reviewed on: 28th May 2024

Good flexible easy to use and monitor

5
Good flexible easy to use and monitor Reviewed on: 28th May 2024

Amazing idea.

5
Amazing idea. Helps break down the cost so your not financially struggling by paying in one go Reviewed on: 28th May 2024

A genuinely helpful method with no back stabs

5
So easy to use and flexible in making payments. No interest either. This is by far the best and most helpful payment method I’ve come across. Reviewed on: 28th May 2024

PayPal trustworthy and safe transactions ...

5
Use PayPal most of the time as I feel Secure in the knowledge my transactions are safe Reviewed on: 28th May 2024

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